Personal Finances and Mental Health

Financial stress doesn't stay in someone's personal life — it follows people straight into their workday. This half-day, entry-level Staff Training workshop, ideal for any staff member who isn't yet confident managing money — a common reality given South Africa's high levels of household over-indebtedness — covers budgeting fixed and variable income and expenses, building a savings discipline, and the psychological effects of debt, including where to find help. The result: staff with practical tools to manage money and the stress that comes with mismanaging it.

Understanding Personal Finance

Explaining Personal Finance.
Income and Expenditure.
The relevance of planning.

Planning and Preparing a Budget

Fixed income and expenses.
Variable income and expenses.
Understanding Needs and Wants.
Understanding the cost of having an account.

The importance of saving

Building the discipline that leads to saving.
Using your bank account wisely.
Credit Cards.
Safety of online banking and cards.

The Psychological Effects of Debt

The link between financial and mental health.
How to cope with debt stress.
Action Plans.
Where to find help.

Every workshop we publish is also delivered in-house — at your premises anywhere in South Africa and beyond, at one of our venues, or live online. Before we deliver, our course designers can adapt Personal Finances and Mental Health to your team: your industry’s examples in the case work, your real challenges in the exercises, your operational rhythm in the schedule. We meet you, agree the outline together, and only then do you place the order.

In-house rates drop per delegate as the group grows — for larger teams it is usually the more affordable option as well as the better-fitting one.